Why have smart cards been more popular in Europe than in the United States?

For more than 10 years, intelligent smart cards incorporating tiny chips have been in use throughout Europe. The United States has adopted the use of this technology recently, and the trend is continuing. Smart card technology offers the potential for improving security on the Internet and enhancing the security of networked systems by verifying user identification. Acting like a computer, it can hold and update sensitive and critical data, such as medical history, and could replace identification cards and other records. The market indicates that this technology will play an important role in contemporary life. Before the smart card becomes mainstream, however, roadblocks to its successful implementation must be overcome. Many experts argue that the smart card is not secure and safe enough to store vital information. This always has been a source of controversy. Why have smart cards been more popular in Europe than in the United States? Do you think the average American is willing to store his or her medical or personal information on an intelligent smart card? Would you? What misconceptions affect the way American society perceives the use of this technology? Is security the main issue in acceptance of the smart card?