What risks are you most worried about; who needs to be protected?

Hi there,Please use very little quotations and/or citations. Please provide a list of sources that you utilized; recent articles in business/finance periodicals are a good area to focus. Please write more about your thinkingHere is the topic.You have just been appointed the regulatory czar for the financial services industry. Wave your magic wand and it will be done! What regulations and structures will you add or eliminate. What risks are you most worried about; who needs to be protected? Can the system be streamlined or should we add more regulatory bodies. What benefits will come from your tenure as regulatory czar?Please heavily weighted toward your opinion. The most important factor is that you have a view and support it. Please eliminates all of the “in my opinion”, I believe”, “I think” and other unnecessary filler words and expressions